Students must be registered for classes (minimum of one credit hour) to enroll in the insurance program.
Students who register for fall classes in April or May should be able to enroll in insurance by June.
The enrollment deadline for fall coverage is mid-September.
International students with F or J visa status are automatically enrolled in the international plan when they register for classes.
Other international students are required to carry the insurance and must enroll.
The deadline is early February; check the Aetna website for specific dates. The spring insurance also covers the summer session.
Aetna offers detailed information about Mizzou’s plan. Rates vary for domestic and international students.
After selecting an insurance plan, enroll through myZou.
Students must re-enroll at the beginning of each semester to continue receiving semester-by-semester coverage.
For questions about how to enroll in student health insurance or the medical insurance subsidy program, contact:
210 Jesse Hall
If you enroll through myZou, the charge for the insurance premium is added to your student account. Please be aware that you are held to the cashier’s payment schedule for the insurance premium, the same as for any other charges
Please make sure that your address in myZou is current. Update your address in Personal Information in your myZou account.
Once it has been about 2 weeks after enrolling in the student insurance, you should be able to go onto the Aetna website and get your student health insurance ID card.
The cost of the insurance premium depends on the choice of plan, the duration of coverage and the number of family members covered. If you include dependents on your plan, you must complete a dependent verification process as part of your enrollment to determine eligibility. Consult the Aetna website for detailed information about:
Fall semester coverage for domestic students begins Aug. 15. If you enroll after August 15 but before the September deadline, coverage is retroactive, beginning August 15.
Season Coverage Dates:
Coverage for international students begins August 1. If you enroll after August 1 but before the September deadline, coverage is retroactive, beginning August 1.
Seasonal Coverage Dates:
If you enroll in the insurance policy through the Office of Cashiers or through myZou and the premium is added to your student account, your first payment will be due when your first University bill is due.
To enroll your dependent into the student medical insurance coverage, you need to be enrolled in the student insurance first via the Office of the Cashiers or MyZou, and enroll your dependents on the AETNA website. The dependent insurance premium is not subsidized.
The Student Health Center is available to all full-time students, and the mandatory student health fee is automatically charged to accounts of graduate students taking at least seven hours of courses.
Part-time graduate students who do not want to use the Student Health Center and do not pay the student health fee can enroll in the insurance policy but will pay a higher deductible.
The Student Health Center is a provider for the insurance plan and also maintains a list of other participating providers for the insurance plan.
If you cannot afford the premium the insurance plan that provides coverage for your children, you may choose state coverage. The State of Missouri offers a Health Insurance Program for Children, entitled MC + for Kids for low-income families who do not have access to affordable health insurance. This program does not count student loans, grants, work-study, fellowships, or parental support as income to meet the low-income eligibility requirement.
The Aetna Student Health Website details Travel Assistance Services.
To be eligible for the subsidy program, a graduate student must meet the following requirements:
The subsidy will apply only for the semester during which the student holds an assistantship. The student is responsible for paying the insurance premium for all other semesters.
A student who holds a qualifying position in the spring semester automatically receives insurance coverage and the subsidy for the summer even without a qualifying summer position.
The subsidy will be credited to the student’s University account after enrollment in the insurance policy and eligibility for the subsidy program have been verified. For eligible students in a .50 FTE assistantship or fellowship, they qualify for a subsidy that covers the full cost of the individual student insurance plan. For eligible students in a .25 assistantship or fellowship, they qualify for a subsidy that covers 50% of the cost of the individual student insurance plan. It typically takes approximately 1-2 weeks from the time the student enrolls in the insurance plan and the student account is charged until the insurance subsidy is credited to their account. If the subsidy is not applied to the account within two weeks, contact the coordinator, Karen Gruen, at email@example.com.